Global access
Financial tools that work across borders.
About Moki
Built because it needed to exist.
Moki is a digital finance platform that gives businesses, organisations and people the financial tools they need to work, earn and move money across borders.
Real value
Lower fees, better rates, more value kept by you.
Built for everyone
Businesses, people and organisations on one platform.
Regulated infrastructure
Financial services provided by regulated institutions.
Why Moki exists
We kept seeing the same problems. A business waiting days for a transfer to clear. A freelancer watching the bank convert a payment at a rate they never agreed to. A migrant worker losing a significant portion of every transfer to fees.
These are not edge cases. They are the everyday reality for the hundreds of millions of people who work, earn and move money across borders.
The technology is not the problem. The problem is access. Moki exists to change that.
What Moki is
A digital finance platform built for the way people and businesses actually operate. One place to hold, move, receive and spend across currencies and borders, with cards, global payments and multi-currency accounts, plus support for digital assets.
The platform is the same for everyone. What differs is what each business, organisation or person needs from it.
The problem we set out to solve
Access. Too many businesses and people cannot get the financial tools that most organisations in developed economies take for granted.
Cost. Excessive fees and slow transfers make moving money more expensive than it should be.
Speed. Money that should move quickly often does not. The tools to move it faster already exist.
Moki is built to address all three.
What we believe
The principles the platform is built on.
Access is not a privilege
A business or person earning across borders deserves the same financial tools as anyone else.
Excessive fees are not inevitable
Forced conversions and slow international transfers are the result of infrastructure that has not caught up. Moki is built to offer a better alternative.
Transparency over marketing claims
We would rather tell you plainly that a service is not available in your country than claim to work everywhere.
Regulated, not improvised
Reaching more markets means being more careful, not less. Every service on the platform operates through regulated infrastructure.
Speed and access together
Modern payment rails and direct settlement are practical tools that move money faster, at lower cost, where available.
Moki is not a bank
- Moki is a digital finance platform, not a bank.
- Moki does not hold your money. Funds are held and moved by regulated financial institutions.
- Moki does not offer insured deposits.
- Moki is not available everywhere. We operate where we are permitted to.
The company
Moki is operated by Moki Ltd. We are a real, registered company building a platform we believe should exist.
If you want to understand how Moki works, who provides the underlying financial services, or whether it is right for you or your organisation, contact us.
Talk to usBuilt because it needed to exist. Available now.
Create your account, or talk to us about bringing Moki to your business or organisation.